Best Banking Account

For Savings

Get 50% interest when you lock your money on Ceda. The secure way to grow money.
No Hidden Charges

  • Open a Free Account

    • Zero Deposit fee

    Frequently
    Asked Questions

    How Does Ceda Savings Work?
    With Ceda Savings, you earn 50% interest in 11 months when you lock your money. Once your savings reach maturity, the total amount, including the accrued interest, will be automatically transferred to your linked bank account.
    Why do I need to input my BVN?
    Your BVN helps verify your identity and protects against identity theft, ensuring extra security for your funds and transactions.
    How long does it take for a transaction to be complete?
    In most cases, CEDA transactions are completed within 15 minutes to 1 hour. This means that funds have been sent out and are ready for collection to be credited into the recipient's bank account or mobile wallet. The time it takes to receive funds will vary based on the country, the pay-in method, the payout method you choose, and other factors.
    Can I cancel transactions and will I get debited for failed transactions?
    Yes! You can cancel transactions, and you will not be debited for failed transactions. However, for failed transactions where you get debited, your money will be fully refunded within 24 - 48 hours.
    Can I withdraw my money before the maturity date?
    Yes, you can. Simply log in and go to the withdrawal page. Withdrawals made before the maturity date will result in the loss of accrued interest.
    How do I contact Ceda for support?
    You can also reach us via the Help link or support@cedamoney.com. We are always open, 24/7, to quickly resolve your queries. We respond to your requests within 15 mins - 5 hours maximum. If your queries are not resolved in five (5) hours, we will call you directly to get more information and address the problem.
    How does the Refer to Earn program work?
    For the referral commissions, you will receive 10% of the interest earned by your referrals, provided they maintain their locked savings until the maturity date. However, if a referral withdraws their savings before maturity, the associated referral earnings will be reversed. Note: Your earnings will only be available for withdrawal until your invitee’s savings maturity date.

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    Trusted, honest review
    from our customers

    This app has been beneficial to me as a student who intends to study overseas. I’ve been able to save and make payments in USD, a strong currency that gives me the assurance I need for my future expenses.

    Jude O.

    Smart Saving, Better Future

    I have had funds stuck in the past on other apps, I was surprised that my failed transactions on Ceda were fully refunded without contacting the support team. A remarkable service.

    Kunle I.

    Prompt and Great Support

    Whether I’m saving or making payments, this platform has me covered. The zero deposit fee and real-time tracking make the app stand out.

    Amaka O.

    Everyday Transaction

    This app has transformed my financial growth. All I can say is that I wish I had started saving earlier, and earning rewards bi-weekly motivates me to keep saving.

    Esther A.

    Instant Reward, Money Growth

    Join Thousands Already Growing Their Money!